For owners of a project, not of a document
This page is for founders and sponsors of a real project who are considering financing it through an issuance, a bond, a note or a similar financial instrument, rather than through a bank loan alone.
An issuance raises capital from investors against an obligation to pay interest and repay principal. It is not a document that turns into cash. A financial instrument is a contractual undertaking; it can strengthen the credit profile of a transaction, but it does not replace one. Whether a project can carry an issuance therefore depends on the project: its company, its contracts, its numbers and the people behind it.
What the Bank does
International Finance Bank designs, structures and issues a range of financial instruments through its affiliated entities, including as a means of securing financing for projects. Every proposal is analysed individually, from the perspective of a credit institution rather than a broker. There is no standard programme and no shortcut: instruments are made available only to clients whose compliance file is complete and approved.
Three steps
- Readiness review. You upload the project dossier to RegMantle, an IFB product, and receive a written readiness report on its completeness and bankability. The fee is EUR 500, flat and non-refundable, for one project. It is not an offer of finance.
- Client onboarding. The sponsor becomes a client of the Bank and completes due diligence: identity, beneficial ownership and the commercial purpose of the financing.
- Structuring. Where the project qualifies, the Bank examines the transaction in full and designs the financing structure. In many cases the conclusion is that a project needs more preparation first. That is the purpose of the check below.
Bankability Check
Ten questions, about three minutes. They follow the points a credit institution examines before it considers financing a project. You receive an indicative score and, where something is missing, a precise list of what to prepare.
Your project looks ready for a readiness review
On your own answers, the essentials a bank looks for are in place. The next step is the readiness review: you upload the dossier, and the review assesses its completeness and bankability against the Bank's documentation standard. The fee is EUR 500, flat and non-refundable, for one project.
Promising, with gaps to close first
The project has substance, but a reviewer would stop at the points below. Close them before you submit; an incomplete dossier cannot be processed.
Not yet ready for a bank
That is not a verdict on the idea. It means the groundwork a bank needs is still missing. Start here:
This check is an indication based solely on your own answers. It is not an assessment by the Bank, not an offer of finance and not a commitment of any kind. Your answers are not stored; only the anonymous score is counted.
By country
Notes on currency and approvals for projects in Nigeria · South Africa · India.
What a bank will ask for
The full list of documents for a project submission is set out on the Project Financing page. On how instruments support credit rather than replace it, see Structured Instrument Finance; on access to notes and instruments, see Instruments for Projects & Trade.
Next step
Prepare a complete project financing dossier
Complete dossiers enable IFB's readiness review of project feasibility, the business plan, management team, collateral and applicant's financial capacity.
Prefer to speak to the bank before you apply? Choose a time that suits you.
